Why Travel Insurance is Essential

Coming from a developing country, traveling outside the Philippines took a lot of hard work. Finally, I stepped on foreign soil at the age of 25 for the first time, and it was a defining moment for me because I was finally able to do it. I traveled to Vietnam, Cambodia, Thailand, and Laos in two weeks. Yeah, I know it was exhausting, but my two friends and I had the energy and agreed on our itinerary.

We crossed land borders. We tried a sleeper bus for the first time. I Ate foods that were super different from the Philippines—met backpackers along the way. I danced all night and did not worry about the next day because it was a surreal experience for me. It was a dream come true that I had worked so hard to achieve.

Imagine waking up in a new city/destination.
Imagine not knowing the country’s language.
Imagine seeing new faces.
Imagine the learnings while out there.
Imagine the bond we had with other travelers.

There are many reasons why I love to travel. I’ll talk about it in another post.

Then I got addicted to backpacking. I’m lucky because I am surrounded by friends who are into and passionate about traveling. I then started to join Facebook groups focused on backpacking. I have learned a lot and read a lot of stuff from travelers.

There were terrific stories but also horrifying travel nightmares—from pickpockets and motorbike accidents to getting lost and other unfortunate events.

As much as I want to save as much as possible, I always make it a point to set a budget for travel insurance strictly. It’s crucial for me when I do what I love.

Here are my top reasons for Safety Wing Travel insurance:

The feeling of financial security.
You don’t have to worry about canceled flights due to valid reasons.

The confidence to travel.
You don’t have to worry about hospital bills when you need to get admitted.

Peace of mind.
You don’t have to be afraid when you try adventurous activities.

It makes you a responsible traveler.

If you want to be one, make it a habit to buy travel insurance.

Here’s a true story where we can learn an important lesson.

She loved Yoga so much and wanted to study and improve her practice. So, she was in India for a few weeks to do Yoga teacher training. While in India, she got sick and was hospitalized in the area for a few days. I was sad for her. I couldn’t also=myself traveling alone, then I got ill and couldn’t function well. Luckily, she had nomad insurance from Safety Wing. So, she got reimbursed by the company for all the expenses she paid at the hospital.

Now, if you were in her shoes? Are you willing to spend so much money at the hospital and brush off the idea of purchasing travel insurance?

She paid less than 50 USD for four weeks. It was worth it. As I mentioned earlier, anything could happen while we are on the road.

Here’s more information about the travel insurance she purchased:

The Safety Wing travel medical insurance covers people from all over the world outside their home country.

It’s wise for all types of travelers, wherever you are right now, to buy insurance depending on how they travel.

My most excellent advice to all the new backpackers is to buy insurance. It will change your life. It will lessen your fears. It will make you at ease while on the road.


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